Money Management

Sajjad Bazaz Meanwhile, I have been consistently advocating that parents should arm their children with the techniques to deal with the financial matters. Times have changed, exposure has increased and today in this growing age of consumerism our children are primary targets for their money power earlier than ever before. This means parents have an […]

Sajjad Bazaz There is no denying the fact that bank loans have become permanent companions of families, if not individuals. Be it personal need, self-employment venture or business need, banks have finance schemes available for every sector of the economy in their product basket. The money made available by banks in the shape of loans

Sajjad Bazaz Let me begin with an example of innate human tendency to be greedy. One of my close acquaintances had heard stories of making quick bucks in share market. To make his own success story, he invested a portion of his savings in some stocks/shares which he thought would earn him quick and hefty

Beware of unregistered financial advisors, offering stock tips on platforms such as Telegram, Instagram, WhatsApp, Facebook, and YouTube. Sajjad Bazaz In the last couple of years, we witnessed the world of the stock market undergoing a huge transformation. In fact, the transformation phase still continues as the market hustle bustle has become the order of

The parties involved in a financial transaction through cheque are governed by certain rules to uphold its credibility not only in the banking system but also in the overall financial system. Sajjad Bazaz With the advent of internet banking, mobile banking, credit cards, debit cards and e-wallets, the traditional banking practices usually handled manually, have

Investing at a young age has huge advantages if market signals are respected Sajjad Bazaz Securing the future of children is no longer a child’s play. Covid-19 induced pandemic put parenting skills to test with extraordinary responsibilities as the nature of economic turmoil unleashed by the virus caused massive depression in household budgets. In the

The most basic and essential step during difficult times is to have a budget. It’s about understanding how much money you have, where it goes, and then simultaneously planning how to best allocate those funds to realise different goals. The financial health of households not only holds sway for its members, but it has direct

Sajjad Bazaz During our school days going to a bank branch was a big deal. We as school going kids had no idea about a bank account. Basically our elders were very conservative when discussing money matters in our presence. It was a sort of a blasphemous act to let children know about financial matters.